MEET OUR TEAM
Meet the heart of Home Mortgage Solutions LLC: a dedicated group led by J Darrell Whitaker, offering over 75 years of combined lending expertise. United by a commitment to transparency and personalized service, our team is here to guide you through your homeownership journey with integrity and care.
J. Darrell Whitaker
Owner and Mortgage Specialist
John F. Bischof Jr.
Mortgage Specialist
Kristie Bruce
Mortgage Specialist
Home Mortgage Solutions
Mortgage Services
FHA Loans
Flexible and accessible, FHA loans offer lower down payment requirements, making homeownership possible for more people.
VA Loans
Dedicated to veterans and active military, VA loans provide exceptional benefits, including no down payment and no private mortgage insurance.
USDA Rural Housing Development Loans
Promoting rural homeownership, USDA loans offer zero down payment options for qualifying properties and borrowers.
Conventional Loans
Versatile and popular, conventional loans offer competitive interest rates and varied down payment options for all types of buyers.
Reverse Mortgages
Providing financial flexibility for seniors, reverse mortgages allow homeowners aged 62 and older to convert part of their home equity into cash.
Down Payment Assistance Loans
Making homeownership accessible, down payment assistance programs help cover initial costs for eligible buyers.
Non-qualified Mortgages, ITIN Loans
Catering to unique financial situations, non-qualified and ITIN loans offer mortgage solutions for those who may not meet traditional lending criteria.
Home Buyer Mortgage Questions
Empowering buyers with knowledge, we answer all your mortgage-related questions, ensuring a confident and informed homebuying journey.
Realtor Mortgage Questions
Supporting real estate professionals, we provide expert answers to mortgage questions, enhancing your ability to serve your clients effectively.